What Is a Tax Deed?
A tax deed is a legal document that transfers ownership of a property from the original owner to a new buyer when the property is sold by the government to recover unpaid property taxes. When a property owner fails to pay their property taxes, the local government can seize the property and sell it at a tax deed sale — often at a significant discount to market value.
Unlike a traditional real estate purchase, tax deed properties are typically sold “as-is” at public auction, which means savvy investors can acquire properties for pennies on the dollar compared to their actual market value.
How Tax Deed Sales Work in Florida
Florida is one of the most active tax deed states in the country, with thousands of properties sold at tax deed auctions every year across all 67 counties.
- Property Owner Fails to Pay Taxes — The county issues a tax certificate to investors who pay the taxes on behalf of the owner.
- Tax Certificate Matures — If unpaid after 2 years, the certificate holder can apply for a tax deed.
- Tax Deed Auction — The county schedules the property for public auction. Bidding starts at back taxes owed plus fees.
- Winning Bidder Receives Title — The highest bidder receives a tax deed transferring ownership.
- Clear Title Process — Investors typically pursue a quiet title action to establish clean, marketable title.
Major tax deed counties in South Florida include Miami-Dade, Broward, and Palm Beach — all markets where OMG Listings has deep expertise and active monitoring.
How Tax Deed Sales Work in Georgia
Georgia uses a slightly different process. Delinquent tax properties are sold at tax deed sales conducted by the county. Key differences include:
- Right of Redemption — The original owner has a 12-month right of redemption, meaning they can reclaim the property by paying back the purchase amount plus a 20% premium.
- Premium Returns — If the owner redeems, the investor earns a guaranteed 20% return on their investment.
- Sheriff’s Sale Process — Properties are advertised and sold at the county courthouse steps.
- Clear Title After Redemption Period — After 12 months, the investor can petition for a Barment of Right of Redemption to secure clean title.
OMG Listings actively monitors tax deed opportunities in Atlanta, Fulton County, DeKalb County, Gwinnett County, and throughout Georgia.
Why Invest in Tax Deed Properties?
- Below Market Value — Tax deed properties often sell for 30–70% below market value, creating instant equity.
- High ROI Potential — Low acquisition cost creates exceptional return opportunities.
- Diverse Inventory — Single-family, multifamily, commercial, land — all available at tax deed sales.
- Public Auction Transparency — Legally regulated and publicly documented process.
- Active Markets — Florida and Georgia have thousands of tax deed opportunities annually.
Risks to Know Before You Invest
- Title Issues — Properties may carry liens or encumbrances requiring resolution.
- As-Is Condition — Properties are sold as-is; inspections may be limited prior to auction.
- Redemption Rights — In Georgia, the original owner can reclaim the property within 12 months.
- Due Diligence Required — Thorough research on title, condition, and market value is essential.
This is exactly where OMG Listings adds value — our team provides the market expertise, legal network, and due diligence process to help you succeed.
How OMG Listings Helps Tax Deed Investors
- Property Research & Due Diligence — We analyze tax deed listings before auction based on location, market value, and title history.
- Auction Strategy — We help investors set maximum bids and avoid costly overbidding mistakes.
- Title Resolution — We connect investors with attorneys specializing in quiet title actions and barment proceedings.
- Post-Acquisition Strategy — Guidance on the best exit strategy — flip, rent, or hold.
- Financing Support — Through our mortgage partner Barrett Financial Group, we help secure hard money loans, DSCR loans, and fix-and-flip financing.
Florida Tax Deed Auctions by County
- Miami-Dade County — One of the most active markets in Florida, with regular online auctions.
- Broward County — Fort Lauderdale area auctions with a wide variety of property types.
- Palm Beach County — Upscale market with residential and commercial opportunities.
- Orange County — Orlando area with strong rental market demand.
- Hillsborough County — Tampa Bay area properties at competitive prices.
Frequently Asked Questions — Tax Deed Investing
What is the difference between a tax deed and a tax lien?
A tax lien is a claim against the property — the investor earns interest while the owner retains the property. A tax deed transfers actual ownership to the new buyer. Florida is primarily a tax deed state.
How do I find tax deed auctions in Florida?
Florida tax deed auctions are conducted at the county level. Each county maintains its own auction schedule. OMG Listings alerts investors to upcoming auctions in their target markets. Register as an investor to get notified.
Do I need a real estate license to buy tax deed properties?
No. Anyone can purchase at a tax deed auction. However, working with a licensed professional like OMG Listings gives you access to market data and a professional network that improves your results significantly.
How much money do I need to start investing in tax deeds?
Vacant land parcels start under $1,000. Residential properties in South Florida typically range from $30,000 to $200,000+ at auction. Most platforms require a deposit of 5–10% at time of purchase, with the balance due within 24 hours.
Can I get financing for a tax deed purchase?
Traditional financing is difficult due to auction time constraints. However, hard money loans and private lending provide fast funding. OMG Listings works with financing partners specializing in tax deed and investment property loans. Learn more about our mortgage assistance.
Ready to Invest in Tax Deed Properties?
OMG Listings is your trusted partner for tax deed investing in South Florida and Georgia. Our team provides the research, strategy, and professional network to help you acquire the right properties at the right price.
Start as an Investor ? | Schedule a Consultation ?
Call or text: (855) 351-3700 | Email: office@omglistings.com